<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
  <channel>
    <title>FinancePulse — Markets, decoded daily.</title>
    <link>https://financepulse.us/</link>
    <atom:link href="https://financepulse.us/rss.xml" rel="self" type="application/rss+xml"/>
    <description>FinancePulse delivers a fresh daily market brief plus clear, jargon-free guides on investing, personal finance, the economy, and crypto. Real data, no hype.</description>
    <language>en-us</language>
    <lastBuildDate>Wed, 24 Jun 2026 03:03:03 GMT</lastBuildDate>
    <item>
      <title>Markets Today — June 23, 2026: Risk-Off Tone Sets In</title>
      <link>https://financepulse.us/articles/markets-today-2026-06-23</link>
      <guid isPermaLink="true">https://financepulse.us/articles/markets-today-2026-06-23</guid>
      <pubDate>Tue, 23 Jun 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>A data-driven snapshot of broadly heavy trading across stocks, crypto, and currencies on June 23, 2026.</description>
    </item>
    <item>
      <title>Dividend Investing: Income Without Selling</title>
      <link>https://financepulse.us/articles/dividend-investing-income-without-selling</link>
      <guid isPermaLink="true">https://financepulse.us/articles/dividend-investing-income-without-selling</guid>
      <pubDate>Mon, 22 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Some companies pay you a slice of profits just for holding the stock. Here is the trade-off.</description>
    </item>
    <item>
      <title>Diversification: The Only Free Lunch in Investing</title>
      <link>https://financepulse.us/articles/diversification-the-only-free-lunch</link>
      <guid isPermaLink="true">https://financepulse.us/articles/diversification-the-only-free-lunch</guid>
      <pubDate>Sun, 21 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Spreading your bets can lower risk without necessarily lowering return. That is rare.</description>
    </item>
    <item>
      <title>401(k) vs. IRA vs. Roth: The 5-Minute Version</title>
      <link>https://financepulse.us/articles/retirement-accounts-101</link>
      <guid isPermaLink="true">https://financepulse.us/articles/retirement-accounts-101</guid>
      <pubDate>Sat, 20 Jun 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Tax-advantaged accounts are the closest thing to free money in personal finance.</description>
    </item>
    <item>
      <title>How to Read a P/E Ratio Without Getting Fooled</title>
      <link>https://financepulse.us/articles/how-to-read-a-pe-ratio</link>
      <guid isPermaLink="true">https://financepulse.us/articles/how-to-read-a-pe-ratio</guid>
      <pubDate>Fri, 19 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>The price-to-earnings ratio is the most quoted valuation metric — and the most misused.</description>
    </item>
    <item>
      <title>Volatility and the VIX, Decoded</title>
      <link>https://financepulse.us/articles/volatility-and-the-vix</link>
      <guid isPermaLink="true">https://financepulse.us/articles/volatility-and-the-vix</guid>
      <pubDate>Thu, 18 Jun 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>Wall Street's 'fear gauge' is widely cited and widely misunderstood.</description>
    </item>
    <item>
      <title>Where to Keep Cash You'll Need Soon</title>
      <link>https://financepulse.us/articles/where-to-keep-cash</link>
      <guid isPermaLink="true">https://financepulse.us/articles/where-to-keep-cash</guid>
      <pubDate>Wed, 17 Jun 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Idle cash quietly loses to inflation. A few safe options let it earn its keep.</description>
    </item>
    <item>
      <title>Asset Allocation: The Decision That Matters Most</title>
      <link>https://financepulse.us/articles/asset-allocation-the-decision-that-matters-most</link>
      <guid isPermaLink="true">https://financepulse.us/articles/asset-allocation-the-decision-that-matters-most</guid>
      <pubDate>Tue, 16 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Which specific funds you pick matters less than how you split between stocks, bonds, and cash.</description>
    </item>
    <item>
      <title>Sizing Crypto Risk Without the Hype</title>
      <link>https://financepulse.us/articles/sizing-crypto-risk</link>
      <guid isPermaLink="true">https://financepulse.us/articles/sizing-crypto-risk</guid>
      <pubDate>Mon, 15 Jun 2026 13:00:00 GMT</pubDate>
      <category>Crypto</category>
      <description>A sober framework for deciding how much — if any — belongs in your portfolio.</description>
    </item>
    <item>
      <title>GDP: What It Measures and What It Misses</title>
      <link>https://financepulse.us/articles/gdp-explained</link>
      <guid isPermaLink="true">https://financepulse.us/articles/gdp-explained</guid>
      <pubDate>Sun, 14 Jun 2026 13:00:00 GMT</pubDate>
      <category>Economy</category>
      <description>The single most cited measure of an economy's size, and the things it quietly leaves out.</description>
    </item>
    <item>
      <title>Market Cap: The Number Behind the Headlines</title>
      <link>https://financepulse.us/articles/market-cap-explained</link>
      <guid isPermaLink="true">https://financepulse.us/articles/market-cap-explained</guid>
      <pubDate>Sat, 13 Jun 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>Why a $10 stock can be worth more than a $500 one, and what 'large-cap' really means.</description>
    </item>
    <item>
      <title>Good Debt vs. Bad Debt: A Practical Line</title>
      <link>https://financepulse.us/articles/good-debt-vs-bad-debt</link>
      <guid isPermaLink="true">https://financepulse.us/articles/good-debt-vs-bad-debt</guid>
      <pubDate>Fri, 12 Jun 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Not all debt is equal. The difference comes down to what it buys and what it costs.</description>
    </item>
    <item>
      <title>What Is an ETF? A Plain-English Guide</title>
      <link>https://financepulse.us/articles/what-is-an-etf</link>
      <guid isPermaLink="true">https://financepulse.us/articles/what-is-an-etf</guid>
      <pubDate>Thu, 11 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Exchange-traded funds combine the diversification of a fund with the convenience of a stock.</description>
    </item>
    <item>
      <title>Stablecoins: The Dollar's Digital Cousin</title>
      <link>https://financepulse.us/articles/stablecoins-explained</link>
      <guid isPermaLink="true">https://financepulse.us/articles/stablecoins-explained</guid>
      <pubDate>Wed, 10 Jun 2026 13:00:00 GMT</pubDate>
      <category>Crypto</category>
      <description>Crypto that tries not to move. Here is how they hold their value, and where the cracks are.</description>
    </item>
    <item>
      <title>The Yield Curve: Wall Street's Favorite Warning Sign</title>
      <link>https://financepulse.us/articles/the-yield-curve</link>
      <guid isPermaLink="true">https://financepulse.us/articles/the-yield-curve</guid>
      <pubDate>Tue, 09 Jun 2026 13:00:00 GMT</pubDate>
      <category>Economy</category>
      <description>When short-term rates rise above long-term rates, history says pay attention.</description>
    </item>
    <item>
      <title>How to Read an Earnings Report</title>
      <link>https://financepulse.us/articles/how-to-read-an-earnings-report</link>
      <guid isPermaLink="true">https://financepulse.us/articles/how-to-read-an-earnings-report</guid>
      <pubDate>Mon, 08 Jun 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>Four times a year, companies open their books. Here is what to look for first.</description>
    </item>
    <item>
      <title>What Actually Moves Your Credit Score</title>
      <link>https://financepulse.us/articles/what-moves-your-credit-score</link>
      <guid isPermaLink="true">https://financepulse.us/articles/what-moves-your-credit-score</guid>
      <pubDate>Sun, 07 Jun 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Five factors decide your score. Two of them account for most of it.</description>
    </item>
    <item>
      <title>Index Funds vs. Picking Stocks</title>
      <link>https://financepulse.us/articles/index-funds-vs-picking-stocks</link>
      <guid isPermaLink="true">https://financepulse.us/articles/index-funds-vs-picking-stocks</guid>
      <pubDate>Sat, 06 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Most professionals fail to beat the market. Here is why a boring index fund is a serious choice.</description>
    </item>
    <item>
      <title>Blockchain in Plain English</title>
      <link>https://financepulse.us/articles/blockchain-in-plain-english</link>
      <guid isPermaLink="true">https://financepulse.us/articles/blockchain-in-plain-english</guid>
      <pubDate>Fri, 05 Jun 2026 13:00:00 GMT</pubDate>
      <category>Crypto</category>
      <description>Strip away the hype and a blockchain is just a shared notebook no one can secretly edit.</description>
    </item>
    <item>
      <title>How Interest Rates Reach Your Wallet</title>
      <link>https://financepulse.us/articles/how-interest-rates-reach-your-wallet</link>
      <guid isPermaLink="true">https://financepulse.us/articles/how-interest-rates-reach-your-wallet</guid>
      <pubDate>Thu, 04 Jun 2026 13:00:00 GMT</pubDate>
      <category>Economy</category>
      <description>A central bank changes one number, and within months your mortgage, savings, and job market feel it.</description>
    </item>
    <item>
      <title>What Actually Moves a Stock Price</title>
      <link>https://financepulse.us/articles/what-moves-a-stock-price</link>
      <guid isPermaLink="true">https://financepulse.us/articles/what-moves-a-stock-price</guid>
      <pubDate>Wed, 03 Jun 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>In the short run it is a popularity contest; in the long run, a weighing machine.</description>
    </item>
    <item>
      <title>The 50/30/20 Budget, and When to Break It</title>
      <link>https://financepulse.us/articles/the-50-30-20-budget</link>
      <guid isPermaLink="true">https://financepulse.us/articles/the-50-30-20-budget</guid>
      <pubDate>Tue, 02 Jun 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>A budgeting framework simple enough to actually follow — and flexible enough to bend.</description>
    </item>
    <item>
      <title>Dollar-Cost Averaging, Explained</title>
      <link>https://financepulse.us/articles/dollar-cost-averaging-explained</link>
      <guid isPermaLink="true">https://financepulse.us/articles/dollar-cost-averaging-explained</guid>
      <pubDate>Mon, 01 Jun 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>Investing a fixed amount on a fixed schedule removes the hardest decision in investing: when.</description>
    </item>
    <item>
      <title>What Is Bitcoin, Really?</title>
      <link>https://financepulse.us/articles/what-is-bitcoin-really</link>
      <guid isPermaLink="true">https://financepulse.us/articles/what-is-bitcoin-really</guid>
      <pubDate>Sun, 31 May 2026 13:00:00 GMT</pubDate>
      <category>Crypto</category>
      <description>Beneath the price headlines is a genuinely novel idea: money no single party controls.</description>
    </item>
    <item>
      <title>Inflation, Explained Like You're Busy</title>
      <link>https://financepulse.us/articles/inflation-explained</link>
      <guid isPermaLink="true">https://financepulse.us/articles/inflation-explained</guid>
      <pubDate>Sat, 30 May 2026 13:00:00 GMT</pubDate>
      <category>Economy</category>
      <description>Why your money buys a little less each year, and what actually causes it.</description>
    </item>
    <item>
      <title>Bull Markets, Bear Markets, and What They Mean</title>
      <link>https://financepulse.us/articles/bull-markets-bear-markets</link>
      <guid isPermaLink="true">https://financepulse.us/articles/bull-markets-bear-markets</guid>
      <pubDate>Fri, 29 May 2026 13:00:00 GMT</pubDate>
      <category>Markets</category>
      <description>The two most common words in market commentary, defined — plus why the labels matter less than you think.</description>
    </item>
    <item>
      <title>How Much Emergency Fund Do You Actually Need?</title>
      <link>https://financepulse.us/articles/how-much-emergency-fund</link>
      <guid isPermaLink="true">https://financepulse.us/articles/how-much-emergency-fund</guid>
      <pubDate>Thu, 28 May 2026 13:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>The single most important account you can fund — and a simple way to size it.</description>
    </item>
    <item>
      <title>Compound Interest: Why Time Beats Timing</title>
      <link>https://financepulse.us/articles/compound-interest-time-beats-timing</link>
      <guid isPermaLink="true">https://financepulse.us/articles/compound-interest-time-beats-timing</guid>
      <pubDate>Wed, 27 May 2026 13:00:00 GMT</pubDate>
      <category>Investing</category>
      <description>The least glamorous force in finance is also the most powerful. Here is how it actually works.</description>
    </item>
  </channel>
</rss>